Build credit the smart way - establish positive payment history and reduce your credit utilization, all from your phone.
Payment History (35%) Timely payments have the greatest impact on your credit score.
Credit Utilization (30%) Keeping your credit balances low helps improve your score.
Account Age (15%) The longer your accounts stay open, the more they contribute to your credit score.
Building credit has never been easier. With Rockin’ Score, you can choose a Plan that fits your needs, make Monthly Payments, and see your Credit Score improve.
Explore our best selling Plans, designed to fit any stage of your credit building journey. Find the full range of options in our Store
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